Caricare Advantage is a Group Life Plan designed to cover funeral costs and other final expenses. On the death of the insured, the proceeds will be paid to the insured’s estate or named beneficiary.

• • A Death Benefit of $25,000.00 for persons under age 66
  • Accidental Death & Disability Benefit Of $25,000.00 for persons under age 66
  • The life benefit will be restricted to a refund of premium during the first two years of coverage except if death occurs as a result of an accident.
  • The life benefit will be restricted to a refund of premium during the first two years of coverage if death occurs as a result of suicide, this limitation applies regardless of the covered individual being sane or insane.