Sagicor offers two individual health insurance products, the CariCARE Protector and the Global Care Series.


CariCARE Protector is available if you are  between 18 – 64 and provides coverage to your spouse and children until you reach 99 years of age.


What coverage is available?

CariCARE™ Protector covers more, for less. It benefits your family with a range of coverage* that includes:

  • Extensive Major Medical coverage
  • Doctors’ visits
  • Transplant procedures
  • Psychiatric Care
  • Hospital Room and Board
  • Preventative Care 
  • Maternity Coverage
  • Hearing Aids Benefit
  • Emergency ambulance/air transportation
  • Emergency travel assistance
  • Repatriation of mortal remains
  • Survivor Spouse

*dental and vision options are also available as Riders to health coverage.


The Sagicor Global Care Series provides flexible health insurance policies that allow you to receive medical treatment in the country of your choice. By accessing health care that’s best suited to your needs, you can expand your options while keeping your family secure

Who can qualify
This product is available for persons between 18 and 65 and provides coverage to the insured person’s spouse and children.  

Global Care Series options
Premium. This option provides access to health care up to a maximum coverage of $ 10 Million. Global Care Premium offers greater benefits such as full coverage for renal failure, diagnosis and therapeutic services and no charges for donor procedures or maternity complications.
Platinum. Platinum offers access to health care up to a maximum coverage of $ 10 Million.
Gold. Gold offers access to health care up to a maximum coverage of $ 6 Million.

What coverage is available?

The benefits under the Global Care Series that includes:

  • Extensive medical coverage
  • Maternity coverage
  • Emergency ambulance/air transportation benefits
  • Vision care options
  • Mental health coverage
  • Repatriation of mortal remains
  • Transplant procedures
  • Emergency travel assistance programme.

    Sagjcor Global Care Plan offers unparalleled benefits such as access to 24-hour expert advice and emergency services. You can also rely on personalised customer service from any of our Sagicor offices